Effective Date: August 20, 2026

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the Ledgify website and any bookkeeping or payroll services provided by Ledgify (“we,” “our,” “us”). By accessing our website or engaging our services, you agree to these Terms. If you do not agree, please discontinue use immediately.

2. Services Provided

Ledgify offers bookkeeping, payroll processing, and related administrative support for small businesses. All services are performed based on the information you provide. We are not responsible for errors, omissions, or delays caused by incomplete, inaccurate, or late submissions from clients.

3. Client Responsibilities

You agree to:

• Provide accurate, complete, and timely financial information

• Respond to requests for clarification or documentation

• Comply with all applicable tax, payroll, and business laws

• Review all reports, filings, and deliverables for accuracy

We are not liable for issues arising from client‑provided data or failure to follow legal requirements.

4. No Legal, Tax, or Financial Advice

Ledgify does not provide legal, tax, or financial advisory services. Any information shared is for general guidance only. You should consult a licensed professional for legal or tax advice.

5. Payment Terms

Payment for services is due according to the invoice terms provided. Late payments may result in service delays or suspension. All services are non‑refundable, except in cases of verified billing errors.

6. Intellectual Property

All content on the Ledgify website—including text, branding, logos, graphics, and materials—is owned by Ledgify and protected by copyright law. You may not copy, reproduce, distribute, or use our content without written permission.

7. Website Use

You agree not to:

• Use the website for unlawful purposes

• Attempt to disrupt or damage the website

• Copy or misuse any content or materials

• Use automated tools to scrape or extract data

We reserve the right to restrict access for misuse or violation of these Terms.

8. Limitation of Liability

To the fullest extent permitted by law, Ledgify is not liable for:

• Losses resulting from inaccurate client data

• Delays caused by third‑party systems or agencies

• Business losses, lost profits, or indirect damages

• Errors caused by client failure to review deliverables

Our liability is limited strictly to the amount paid for the specific service in question.

9. Third‑Party Services

We may use trusted third‑party tools for analytics, communication, scheduling, or document storage. These providers have their own terms and privacy policies. We are not responsible for their actions or policies.

10. Privacy

Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

11. Termination of Services

We reserve the right to terminate services for:

• Non‑payment

• Misconduct

• Repeated failure to provide required information

• Violation of these Terms

You may terminate services at any time, but payments already made are non‑refundable.

12. Changes to These Terms

We may update these Terms periodically. Changes will be posted on this page with a revised effective date. Continued use of our website or services constitutes acceptance of updated Terms.

13. Contact Information

For questions about these Terms & Conditions, contact us:

Ledgify Email: kevinm@ledgifyservices.com Phone: 602-647-8737